Have The Policies Of the Obama Administration Killed Our Small Business Growth Engine?

Perhaps you are a small business person, and you are like me; when you hear a politician tell us they are for us little guys, you just cringe. It appears to me after decades of watching their lips move that they could care less about us, and would rather continue to get their campaign war chests filled by their large corporate lobbyist piggy banks. Okay, let’s talk.

You see, there was an interesting article in Reuters on February 1, 2016 titled; “U.S. small business borrowing sank in 2015: PayNet,” by Ann Saphir. The article stated:

“What started as a full gallop in 2015 is barely trotting along now, said Bill Phelan, President of PayNet; “We are barely replacing worn-out assets here.” Small Company borrowing is a key barometer of growth because it is the little firms that tend to do much of the hiring that fuels economic growth. Lending slowed sharply to small businesses in mining and agriculture, as well as in wholesale trade, transportation and construction, the figures showed. Texas was particularly hard hit.”

So, what’s the Obama Administration’s answer to this vexing problem, oh something typical of the way they run things and adjust their economic data (like employment figures) just change the definition of “Small Business” for instance there was an article in Government Executive online news on January 29, 2016 titled; “SBA Finalizes New Business Size Standards,” written by Charles S. Clark which stated:

“The new size standards will enable nearly 1,650 more businesses in those industries to obtain or retain small company status; will give federal agencies a larger pool of smaller companies from which to choose for their procurement programs; and will make more small businesses eligible for SBA’s loan programs,” SBA said in a release.”

Okay but, smaller companies do not want to borrow money, why? They don’t trust the system, the future, the economy, this administration, or future regulations due to a socialist population base mindset and evil-one percent hatred motif, nor would I as a former franchisor. This new size standard change would include businesses over 150 employees and the “SBA estimates that more than 8,400 additional businesses will gain small business status under the adjusted size standards and become eligible for SBA’s financial and federal government procurement programs,” the agency said. “These changes can possibly lead to $150 million to $200 million in additional federal contracts and 80 additional loans, totaling about $30 million, to small businesses.”

Great news right, well not so fast. You see, these larger firms will get Federal Contracts that small businesses, real ones cannot get, meaning fewer mom and pop businesses getting money from the Federal Government in our ever increasing government-run economy, not free-market run economy. This is no solution, this is just stupidity worsening the real problem is search of political expediency. Please consider all this and think on it.

The 6 P’s of Business Etiquette

Although it might not be so obvious in the lower levels of business, etiquette is actually quite important as one climbs the ranks of the business hierarchy. For them to think of you as a professional, you must look and act like a true professional. By not giving them a professional image of yourself, you are setting yourself up for a battle which is purely downhill from there. They will not trust you or accept you into the folds of their ranking business levels. Here are some vitally important business etiquette rules to help you make that most important impression:


The boy scouts are “always prepared,” so why shouldn’t you be? Do your homework before the meeting. Have numerous ideas and suggestions ready before meeting with the bosses. Even if you have to read notes or charts during the meeting, at least you will have prepared yourself well enough ahead of time to have them in the first place. And that will impress them much more than giving a half-memorized speech.

B-Professional Appearance

If you are not sure what to wear, always dress conservatively. Even the low-hanging pants, wild colourful shirt-wearing music industry respects (and has mane of their own) individuals who are dressed in conservative clothes. Of course, you can also dress in accordance with the culture or the business, instead. That will certainly make an impression on them. What impression? Well, it depends on what kind of people they are.


It is a sure sign of irresponsibility to arrive late for a meeting. Schedule your plans the day before, or sooner, if at all possible, so that you can even arrive early to further prepare yourself.

D-People Remembering

It’s such a compliment to remember someone’s name, and such an insult to forget it, no matter how good/bad you are with them. Write down the names and whatever distinguishing feature about the person and his position. Remember whatever details that are applicable to each individual’s person, personality, and position.

E-Please and Thank You

It almost goes without saying that minding your manners is crucial in a business environment. “Please” and “Thank you” are both expected, as well as appreciated. And, in the case of businesses hierarchy, so is eye contact. Certainly do not interrupt unless it’s absolutely necessary, but when you do speak make sure that you are clear and confident. When you listen, on the other hand, wait until the end to ask questions. You see, manners never really go out of fashion.